About Us

Client is the CENTRE of FOCUS and not just a NUMBER.

This is what we stand by, since we started helping people achieve their biggest dream of life, getting their own Home and stop renting. The communication is the key in any business or relationship. So, one thing that is most important for Rama Finance is, clear communication and we stand by this to make clients aware of options and scenarios what is available and how can we work together to achieve what we want to achieve.

As I always say, it’s a soccer game and we play it as a team. Where client places the ball (Providing all the information and documents required during the process and we will make sure it gets presented to Bank in the best possible manner to get the result) and that’s were Rama Finance will get the ball in the Goal.

As we can relate to our own journey in Australia of how we crossed all the hurdles and achieved our dream of first Home. We have helped many in the past to achieve their dream of first home or Investment property by making sure they have the right structure and best product to suit their scenario and needs by looking at different banks across the board, to whom we have access, and find the best solution available.

We have many lenders (Bank and non-bank lenders) on panel to find the right fit for your scenario and get the outcome that suits you at that time.

The confidence we have achieved is all from the feedback and review we received in past from our existing clients who started with first Home and now going for their second or third property with us.

Customer First

We listen to what is your requirement and what you want from the home loan. Then we work it out in best possible manner how can it be delivered considering your situation. As we need to see what your profession, financial position is, and find the solution accordingly. As one size does not fit all.

Clear Communication

Communication is the key for anything in life to be worked out. We make sure the client is informed at every step of the process and making aware of the time frame each step will take and prepare for next step in advance.

Solution oriented

We believe being a part of the SOLUTION. We aim at finding the key to your problem and opening the lock to your home.

To open the lock, we need to work as a team of soccer and achieve what we want to archive. For example, if we do not have enough savings right now to buy the house, then we will have a plan how to get that organised and be money-ready for buying the Home.

Do we charge fees?

NO, our services are available at no charge to our clients for home loans and investment loans. Not even a $1. We get paid by the banks, as a commission. Now there is mis-conception that banks charge clients extra to compensate for our commission. Its same or even cheaper for banks to pay us commission than a Bank employee. As they pay Salary, Superannuation and leaves to employees. Whether the Loan get approved or declined, the employee still gets paid; us brokers dont!

Whereas we Mortgage Brokers work for you and get paid after the settlement. So, we actually work for you to work for us to get paid. We make sure your application gets across the line by following all the banks policies and procedures in place and keeping our client’s interest at the CENTRE of FOCUS.

Why to use Mortgage brokers

There are wide range of products and services available from different banks and lenders. It can we very confusing and daunting process to find what suits your scenario and what to choose from. Our expert knowledge and understanding come in place, and we cut down on banks technical jargon which can be very hard sometimes to understand and we make sure you understand in a best possible manner and then we talk sound decision of choosing what suits us. We Mortgage brokers do shop around for you and you do not have to go to each individual bank and enquire about the loan and sometimes small mistake if credit enquires with different banks can impact you massively. So, speak to Mortgage brokers to get all information under one roof.