Refinance of Existing Home/Investment Loan

Refinancing your existing home or investment loan can be a smart financial move to improve your cash flow, reduce interest costs, or access equity. At Rama Finance, we specialise in helping Australians find the most competitive refinancing solutions tailored to their individual needs. Whether you're looking to lower repayments, switch loan types, or consolidate multiple debts, our experienced brokers provide clear, personalised advice every step of the way. We partner with leading lenders to ensure you get access to the best loan products and interest rates available in the market. Let us help you take control of your finances and maximise your property's potential.

Key Benefits:

  • Lower your interest rate and monthly repayments
  • Access equity for renovations or investments
  • Consolidate multiple debts into one loan
  • Switch from fixed to variable
  • (or vice versa)
  • Restructure your loan for better cash flow
  • Upgrade loan features (offset, redraw etc.)

FAQ’s

When should I consider refinancing?

When interest rates drop or your financial situation improves.

Can I switch lenders?

es, you can choose a better deal from a different lender.

Are there fees involved?

Some fees apply, but long-term savings often outweigh them.