Established Property Loan

Looking to purchase an existing residential property? An Established Property Loan from Rama Finance offers a streamlined and flexible solution tailored to your financial needs. Whether you're a first-time homebuyer, upgrading your residence, or expanding your investment portfolio, our loan options provide competitive interest rates, fast approvals, and expert guidance at every stage of the property buying process. With access to a wide range of lenders and loan structures, we help you secure funding that aligns with your goals and circumstances—ensuring a smooth and stress-free experience from property search to settlement.

Key Benefits:

  • Fast approval process and personalised support
  • Fixed or variable interest rate options
  • Borrow up to 90–95% (LVR) with LMI
  • Suitable for owner-occupiers or investors
  • Flexible repayment terms
  • Access to additional features like offset accounts

FAQs:

What is an established property loan?

A loan to purchase an existing residential property.

What documents are required?

ID, income proof, credit history, and property contract.

Can I buy as an investor?

Yes, investment loans are available.

How much can I borrow?

Up to 90–95% of the property value.

Do I need a deposit?

Yes, typically at least 5–10%.

How long does approval take?

Usually within a few business days.